Always broke after payday Hot

TEST Check out my six tips on how to save money and still enjoy your life.


So let’s face is the phrase “money is no option” does not really work for all of us anymore, if it ever did. Right now in this economic climate having money and spending, it carefully is a concern on many of our minds.

Mobile Telephone Bills

So at the time of getting your new phone the 1000 minutes option and unlimited texts was a great deal for £35-£40 each month ?. But do you really max out your 1000 minutes every month ? Review your past three bills and see if you can possible go on a lower allowance and save yourself some money. Don’t forget when you upgrade sell your old phone on Ebay or on http://www.envirofone.com/

Coffee or Breakfast on the run
Now you know you do not need me to tell you that you are wasting your money if every day or more than twice a week, you are the first in the queue at Starbucks or the Servicers at MacDonald’s know that you like your double egg muffin with an extra sausage. Save the pennies and the pounds will look after themselves. Bring a flask into work with Coffee you made at home and get up earlier to make breakfast or make a fruit smoothie and bring that with you if there is not enough time to indulge on breakfast in the morning. If you don’t believe me, read about how you can make yourself a millionaire just by cutting out wasteful spending in Automatic Millionaire by David Bach. You need to read this book if you have not already done so.



Be a millionaire by cutting out your morning latte !
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Satellite or Cable Television

Now if you know you are out most weeknights and hardly stay at home on the weekend, then why do you have the full TV package plus movies. You know that you do not need to be spending £50 per month just for the pleasure of watching TV. Downsize right now, get on the phone to your provider and cut your package in half. Lower you package or dare I say it get rid of your subscription save yourself £50 per month and start watching your favourites shows online.

Food Shopping

Never ever go food shopping when you are hungry. We are emotional and physical people and you will buy more because you are hungry not because you actually need the food. If you also buy, the “in-store” deals save yourself a good two hours of marketing bombardment and start ordering your shopping online. You can see how much the bill will be with every item you add and you don’t get tempted by the “weekly specials” in the store. Benefits of Online Shopping


Insurance

Whether you need health, car, home or business insurance there is always another company who can give you the better deal. Do not just always go for the automatic renal option at the end of each year. Spend some time researching who can meet your criteria at the best price. It is a buyers’ market always check out moneysupermarket before any insurance purchase.




Try the Student Beauty Salons for facials, massages and pedicures at a lower rate !

Beauty Therapy Treatments
Ok so we all love and deserve a facial, back massage and pedicure on a regular basis. We work hard so we should treat ourselves. Rather than go to your usual beauty salon for facials, pedicures and massages etc, why not book yourself into the student salon. You will get top quality treatment, at a fraction of the price and help the student to become qualified. You have nothing to lose and a whole lot of pounds to save. Here is one of my favourites East London Salon